A BUILDER accused of mortgage fraud involving £460,000 has made his first appearance in court.
Lee Baker, 39, of Ruthin Drive, Thornton, faces two charges of fraud and two charges under the proceeds of crime act. He is accused of false representation by asking for funds from the HBOS bank for improvements to his home.
Baker is further charged with false representation to the Birmingham Midshires building society, stating he had an income of £80,000, was unmarried and had a deposit of £42,000 for a property on Blackpool Road, Poulton. He is also alleged to have concealed £40,000 and the title to the property on Blackpool Road.
All the offences are said to have taken place between June 2007 and June 2010.
Martine Connah, prosecuting, said the case was not suitable for trial at a magistrates’ court as the alleged overall sum involved £460,000.
Baker was bailed to February 28 for the committal of his case to crown court by Blackpool magistrates.