Four year insurance fight over stolen car

Andy Pawson from Singleton has been battling his insurance company for four years over a pay-out for his Audi
Andy Pawson from Singleton has been battling his insurance company for four years over a pay-out for his Audi
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A MOTORIST said he is near breaking point following a four-year battle with an insurance giant over his stolen car which was written off.

Andy Pawson’s car was destroyed by a car thief on November 24, 2007 – but he is still paying £440 per month for the vehicle after he mentioned he thought he may have left the keys on the front seat of the car – which invalidated his insurance policy.

But since then, the thief has been recorded in a telephone conversation with his brother confirming he stole the keys from inside Mr Pawson’s house – something he had done previously and repeated while on bail for stealing Mr Pawson’s car.

Mr Pawson, a self-employed gardener, now has had the backing of the Insurance Ombudsman, the Crown Prosecution Service (CPS), his MP, and police officers on the case, but insurance firm Amlin – part of banking giant Lloyds – are refusing to pay out because of the line in Mr Pawson’s statement.

When his car, which he was still paying finance on, was stolen on November 24, 2007, he mentioned he thought he may have left the keys on the front seat of the car – which invalidated his insurance policy.

Mr Pawson said: “This is breaking us. I’m paying a fortune for a car which is sat on my land written off.

“I said I thought I’d left the keys in the car in a state of bewilderment.

“But this thief admitted breaking into the house and taking my keys – but the insurance company won’t listen.

“We’ve had to hire a new car and now we are going to have to sell our house because of the cost of this nightmare.

“We’ve even got a recording of him admitting breaking into our house. The CPS says they should pay out to me – with interest.”

A spokeswoman for Amlin said: “We do not comment on individual cases.”