A young driver was “stitched up” over a charge a court has heard.
Rheagan Hendry, 24, split up from her boyfriend who then cancelled her car insurance without her knowing.
Details of two offences of driving without insurance were given in court as Hendry narrowly escaped a driving ban.
The ex-model told after the hearing how her life had been made a misery and how she was sometimes too scared to leave her home.
The first offence of no insurance happened after her ex phoned the police tipping them off that she was an uninsured driver who had been drinking before she got behind the wheel of her silver Ford Fiesta with its personalised number plate.
Magistrates in Blackpool were told by her lawyer Hugh Pond: “She was stopped by police but she had not been drinking and did not realise she was not insured. Her ex partner had cancelled her insurance and claimed back the premium.”
Hendry, of Station Road, Lytham, admitted that offence of driving without insurance.
She was back in court yesterday facing a second offence of having no insurance and one of driving without due care and attention.
This followed an accident on Peel Road which links Blackpool and Lytham.
She rear-ended a Toyota Yaris driven by another woman who had stopped on the country lane waiting for a Land Rover to turn right.
The woman received shoulder and arm injuries and her car was written off.
Police were called to the scene and checks revealed student nurse Hendry was once again uninsured.
Her lawyer said: “The circumstances this time were unfortunate for my client.
“She had paid her premiums of £114 per month and was up to date. However, her insurance company had stopped her cover because she had not replied to a query from them over her previous no claims bonus.”
Hendry had admitted the driving offences by letter at a previous hearing but magistrates said she must attend court because she faced a ban under the totting up process.
Mr Pond successfully argued that a driving ban would cause her exceptional hardship.
Magistrates accepted she would suffer exceptional hardship if she could not drive. Hendry was fined £110 and ordered to pay £105 costs at a rate of £10 a week.
Former model Hendry said afterwards: “This has been a terrible time.
“I have been the victim in a harassment case and a physical assault. I am sometimes so scared I do not want to leave my own home. I just want to be left alone and fulfil my dream of being a good mother and become a nurse.”