LANDLORDS today accused the insurance industry of discriminating against jobless tenants.
Angela and Christopher Ryan, who own a number of properties in Blackpool through their company CP Properties, have struggled to renew their buildings insurance after informing companies their residents are DSS claimants.
The couple, who rent out homes in Loftus Avenue, Threlfell Road, Clifton Road, Lytham Road and Hornby Road, were shocked to discover insurance companies either would not give them a quote or were offering much higher premiums than before.
Mrs Ryan said: “Last year we paid £700 in cover for three properties, but this year we have been quoted £800 for just one property.
“Some companies won’t offer us a quote at all. We contacted six companies who would not insure us because we have DSS tenants.
“I think it is discrimination against people who are claiming DSS. But as long as we are happy with our tenants, what should it matter? Anyone can be made redundant at any time.”
But a spokesman for the insurance industry said it was not the status of the tenants that might trigger a higher premium, but the fact they live in multi-occupancy properties which are more of a risk.
A spokesman for the Association of British Insurers said: “Many insurers have found multi-tenure properties are more likely to be subject to a claim, particularly in relation to fire or theft.
“Insurers are not discriminating against the status of the people, they are simply looking at the risk of insuring this type of property.
“There will be specialist cover available and landlords should contact a broker who can find a specialist provider.”